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Begin Your Journey Early

Early retirement looks different for everyone. At Early Retirement Access, we provide peace of mind to individuals who want to access their deferred retirement accounts early, through a SEPP or 72(t) plan designed specifically to meet your needs.

Early Retirement Access Differences

Expertise

A CPA Firm specializing in helping clients access their deferred retirements accounts before age 59 ½, penalty free.

One Time Fee

We believe you should keep your retirement assets, not pay them to a wealth manager.  We have a flat fee structure, no AUM fees, no commissions.

Results 

We specialize in developing SEPP plans. (Series of Equal Periodic Payments) allowing you to early access up to 6% of your retirement assets each year penalty free. 

 Why Early Retirement Access

“Many people after saving most of their lives find themselves in the position of wanting to access their own retirement funds early, before the somewhat arbitrary age of 59 ½ select by Congress decades ago.  We’re dedicated to help with that process.”

- Rob Townend, Founder & CPA

Early Retirement Access Testimonials

Choosing a financial expert can be a difficult and time-consuming process. At Early Retirement Access, we believe in a transparent approach to both fees and financial advice. Our goal is to make it as easy as possible for you to access your retirement funds when you need them.

We believe our clients appreciate this approach.

“In my initial call, after some questions, Rob explained there was an easier way for me to access my retirement accounts that didn’t require using his service to create a SEPP plan. He steered me to another resource to solve my problem.  I appreciate his focus on service.”
Tony R
“Leaving my corporate job at 55 was exhilarating, but figuring out how to access my retirement funds without penalties felt incredibly daunting. Your team patiently walked me through the complex 72(t) rules and helped me establish a withdrawal plan that perfectly suits my needs. Now, I'm enjoying my newfound freedom with financial peace of mind. Thank you!”
Current Client Testimonial
“I’m a numbers guy, but the thought of an IRS audit kept me up at night. Your service made sure my 72(t) SEPP was perfect. Now I can relax and enjoy my ‘early retirement’ without that worry."
Current Client Testimonial
“I had done all the right things retirement savings-wise, and suddenly found myself without a paycheck and all my assets locked in a 401K jail . . . thank you, your team was knowledgeable, responsive, and genuinely cared about helping me navigate this important financial decision  Highly recommend!.”
Current Client Testimonial
“I consider myself financially literate, but I was getting overwhelmed with the information out there on how to successfully plan for retirement, which in my case included a ROTH IRA Ladder. ERS took out all the guesswork and created a clear path, and much needed reassurance and guidance.  Thanks so much!” 
Current Client Testimonial
“I didn’t want to risk any IRS troubles with my retirement money.  Your team handled everything perfectly.   I feel confident knowing my 72(t) plan is bullet proof.“
Current Client Testimonial